BC Advantage - 2022 Issue 9

A Cautionary Tale about Personal Injury Protection, Health Insurance...and Lawsuits

Medical providers who treat individuals for injuries sustained in motor vehicle accidents (MVAs) are frequently tasked with identifying the proper insurance carrier that is responsible for payment. The cost of treatment for individuals who have been injured in an MVA could be covered under an automobile insurance policy or under a health insurance policy, such as Aetna, United Healthcare, or Blue Cross. Individuals could also have coverage under Medicare and/or Medicaid. Of course, some individuals might not have any health insurance at all. When there is one or more source of coverage (a payor) available, the medical provider needs...

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