BC Advantage - 2006 Issue 7

Medical Care Cost Savings

Mrs. Jones has an HMO policy with ABC Insurance.  It is being provided to her as a benefit of her husband's employer.  Her employer is paying $500 per month in premiums and Mr. Jones is paying $250 per month in premiums.  When you look at her benefit manual, it states that when she seeks medical care, from an out of network provider, the HMO will pay 100% of the billed charges.  Mrs. Jones sustains a cut on her hand and goes to the emergency room.  The cut is closed and the emergency physician recommends...

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