BC Advantage - 2011 Issue 5

Mental Health Parity

In the past, many insurance carriers used to discriminate against mental health services by having different benefits for mental health than for medical services.  For example, a patient could have a plan that paid 80% of covered charges for any medical services, but the insurance only paid a flat $10 for a mental health visit and the patient was responsible for the rest.  The patient responsibility in some cases exceeded 80%.  Many people felt this was a blatant form of health insurance discrimination.  Some of the restrictions that were placed on mental health benefits were...

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