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BC Advantage - 2010 Issue 11

Out of Pocket Expenses

When someone has healthcare through insurance, whether self purchased, provided through the government such as Medicare, or non-workers compensation insurance from an employer, we can't assume anything.  Providers, coders, and billers may have no clue about the benefits they are to receive, what benefits are excluded, how much the service costs, how much the insurance company pays for the care, and what is the claims process when seeking care from a network and out of network provider.  One of the most misunderstood part of healthcare is the patient out of pocket expenses.  This is money to...

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