tci Part B Insider - 2012 Issue 32

Guest Column: The Facts You Need to Know About Primary vs. Secondary Coverages

Written by Steven M. Verno, CMBS, CMSCS, CEMCS, CPM-MCS Health care is not as simple as it used to be. Today, some patients have health care benefits through multiple insurance plans. I'm one of them. I have Medicare as my primary coverage and Tricare for Life as my secondary coverage. I make sure that every doctor that treats me is contracted or participating with each of my plans. If they don't, I look to find another doctor that does. What can become complicated is when the doctor is not contracted or participating with either insurance company. Things go ballistic...

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